The Casino Economy

Fintech started as infrastructure to better your future self. Mint would warn you that you’d spent too much on coffee. Wealthfront made it easy to route part of your paycheck into savings. For adults and young adults alike, it was critical infrastructure for budgeting and investing

The space has evolved, and it feels closer to a Las Vegas fever dream of (often complex) financial instruments aimed at helping users "swing for the fences."

Robinhood’s interface is so slick it feels like a game. The subreddit r/WallStreetBets has 15 million members, most sharing screenshots of huge wins (and only rarely the losses).